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Archive for 'Finance'

How to Get A Credit Card No Matter How Bad Your Credit Rating

February 28th, 2009. Published under Business, Finance. No Comments.

 
Your credit is bad.  Perhaps you have a string of unpaid bills haunting
your past.  Maybe you declared bankruptcy within the past 10 years, or
defaulted on a student loan.
 
All of the above can block your access to obtaining a major credit card,
such as VISA or Mastercard.
 
But bad credit is not the only reason you can be [...]

Reduce Costs –Anchor More Sales Part 2

February 28th, 2009. Published under Business, Finance. No Comments.

 
Last week we looked at ways to reduce costs
in our business.  As promised, here is Part 2 about how to Anchor More Sales.
 
Entrepreneurs are a special breed of business people who strive for the conventional goals and attain them via unconventional means.  That oftentimes means not having a lot of  hard cash to invest [...]

HOW TO MANAGE HOME-BUSINESS CASH FLOW EFFECTIVELY

February 28th, 2009. Published under Business, Finance. No Comments.

 
 
 
 

 
 
There’s something you can never afford to forget when you are running a
business out of your home –  cash is king!
 
Whether it is a multi-billion dollar empire, such as Bill Gates’ Microsoft,
or the tiny mom-and-pop convenience store on the street corner, cash is the
life blood of the business.
 
In today’s uncertain economy with ever rising interest [...]

EBPP GAINING IN 2004

February 26th, 2009. Published under Education, Finance. No Comments.

 
Electronic bill presentment and payment (EBPP) started showing signs of renewed life in 2003, after its introduction in the late 90s.  It took a few years for the idea to take off, and industry experts are considering 2003 a success, but a high rate of adoption by we average Joes and Janes is still a [...]

EBPP GAINING IN 2004

February 26th, 2009. Published under Education, Finance. No Comments.

 
Electronic bill presentment and payment (EBPP) started showing signs of renewed life in 2003, after its introduction in the late 90s.  It took a few years for the idea to take off, and industry experts are considering 2003 a success, but a high rate of adoption by we average Joes and Janes is still a [...]

Commission or Bribe?

February 26th, 2009. Published under Business, Finance. No Comments.

 
Supposed you’ve decided to move part of your business overseas, those administrative fees could look like illegal bribes.
 
Let’s say that to open a manufacturing plant in Southeast Asia you need a permit from the local government.  A government agent there offers to get you the permit within a week – and his commission will only [...]

Chargebacks

February 26th, 2009. Published under Business, Finance, Marketing. No Comments.

 
 
If there is one word most Internet marketers quiver at the sound of, it is chargebacks.  A chargeback is a dispute over a charge -usually an unauthorized or fraudulent charge- between the customer and the company.  The merchant must pay back the entire amount along with any credit card fees.  This amount is automatically deducted [...]

Become Your Own Personal CFO

February 26th, 2009. Published under Business, Finance. No Comments.

 
Budgets and personal finances are not most people’s favorite topics, and certainly not one of mine.  Even bank executives have problems in this area, but if you’re an entrepreneur so do you.  You’re concentrating so much time on your business, your personal checkbook takes a back seat.  Then one day you are met with the [...]

Tried For A Bank Business Loan, Lately?

February 26th, 2009. Published under Business, Finance. No Comments.

If you’ve tried to get a loan from the bank for your business lately, you know it’s no slam-dunk.  The promos for SBA loans and loans for minority or women owned businesses sounds great, but when you get nose-to-nose with a banker it’s another story.
 
Some of the reasons that make it seem so difficult are [...]

Retired? Make Money Selling E-books

February 22nd, 2009. Published under Business, Education, Finance, Internet, Marketing. No Comments.

In the United States, many individuals and families experience financial difficultly.  In recent years, that difficultly has reached an all-time high. Souring gas prices have not only had an impact on consumers, but product manufacturers and retail stores as well. The increase in gas prices has caused an increase in many other necessities, including food.  [...]